Hemlo's BRF analysis
HSB Bostadsrättsförening Vågen i Halmstad
Org. no. 727000-2384 · Halmstad
Summary
HSB Bostadsrättsförening Vågen i Halmstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 12,580 kr per square metre and the annual fee is 747 kr per square metre per year. Larger maintenance fund than 88% of associations in Halmstad. The analysis highlights, among other things: Mycket hög belåning med svag motståndskraft, Mycket hög räntekänslighet kan pressa avgiften snabbt, Stor refinansieringsrisk när två lån förfaller 2025.
Compared with neighbouring associations
- Higher debt per m² than 72% of associations in Halmstad
- Lower fee per m² than 64% of associations in Halmstad
- Larger maintenance fund than 88% of associations in Halmstad
- Higher equity ratio than 80% of associations in Halmstad
Association facts
- Municipality
- Halmstad
- Built
- 2015
- Apartments
- 56
- Total area
- 3 774 m²
Identified risks
- Very high gearing with weak resilienceCritical
- Very high interest-rate sensitivity can put pressure on the fee quickly.Critical
- Significant refinancing risk when two loans mature in 2025High
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- Debt per square metre12,580 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre747 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Vågen i Halmstad a financially healthy housing cooperative?
- HSB Bostadsrättsförening Vågen i Halmstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in HSB Bostadsrättsförening Vågen i Halmstad?
- The debt is 12,580 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 72% of associations in Halmstad.
- How high is the fee in HSB Bostadsrättsförening Vågen i Halmstad?
- The annual fee is 747 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Vågen i Halmstad has a health score of 6 out of 10.