Hemlo's BRF analysis

HSB Bostadsrättsförening Vagnen i Örnsköldsvik

Org. no. 716460-1358 · Örnsköldsvik

Strong associationBased on the 2025 annual report · Analysed 8 Jul 2026

Top 40% in Örnsköldsvik

Summary

HSB Bostadsrättsförening Vagnen i Örnsköldsvik receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 1,018 kr per square metre per year. Lower debt per m² than 95% of associations in Örnsköldsvik. The analysis highlights, among other things: Alla lån ska refinansieras nästan samtidigt, Hög energikostnad driver löpande kostnader, Underhållsfonden är för svag i förhållande till kommande behov.

Compared with neighbouring associations

  • Lower debt per m² than 95% of associations in Örnsköldsvik
  • Higher fee per m² than 84% of associations in Örnsköldsvik
  • Smaller maintenance fund than 63% of associations in Örnsköldsvik
  • Lower equity ratio than 63% of associations in Örnsköldsvik

Association facts

Municipality
Örnsköldsvik
Built
1988
Apartments
31
Total area
1 806 m²

Identified risks

  • All loans should be refinanced almost simultaneously.Critical
  • High energy costs drive ongoing expensesHigh
  • The maintenance fund is too weak in relation to upcoming needs.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,018 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Vagnen i Örnsköldsvik a financially healthy housing cooperative?
HSB Bostadsrättsförening Vagnen i Örnsköldsvik receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Vagnen i Örnsköldsvik?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 95% of associations in Örnsköldsvik.
How high is the fee in HSB Bostadsrättsförening Vagnen i Örnsköldsvik?
The annual fee is 1,018 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Vagnen i Örnsköldsvik has a health score of 8 out of 10.