Hemlo's BRF analysis
HSB Bostadsrättsförening Väktaren i Övertorneå
Org. no. 716415-9241 · Övertorneå
Summary
HSB Bostadsrättsförening Väktaren i Övertorneå receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,933 kr per square metre and the annual fee is 761 kr per square metre per year. The analysis highlights, among other things: Hög räntekänslighet kan tvinga fram avgiftshöjning, Stambytesfrågan är oklar i en fastighet från 1991, Flera lån förfaller inom kort ger refinansieringsrisk.
Association facts
- Municipality
- Övertorneå
- Built
- 1991
- Apartments
- 6
- Total area
- 639 m²
Identified risks
- High interest-rate sensitivity can force an increase in membership feesHigh
- The pipe replacement issue is unclear in a property from 1991High
- Several loans are due shortly, creating a refinancing riskHigh
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- Debt per square metre5,933 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre761 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Väktaren i Övertorneå a financially healthy housing cooperative?
- HSB Bostadsrättsförening Väktaren i Övertorneå receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Väktaren i Övertorneå?
- The debt is 5,933 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB Bostadsrättsförening Väktaren i Övertorneå?
- The annual fee is 761 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Väktaren i Övertorneå has a health score of 7 out of 10.