Hemlo's BRF analysis

HSB Bostadsrättsföreningen Smaragden i Nacka

Org. no. 714000-1848 · Nacka

Stable associationBased on the 2024 annual report · Analysed 30 Apr 2026

Top 20% in Nacka

Summary

HSB Bostadsrättsföreningen Smaragden i Nacka receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 3,963 kr per square metre and the annual fee is 894 kr per square metre per year. Larger maintenance fund than 95% of associations in Nacka. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Låg underhållsfond i förhållande till behov, Svag soliditet och låg finansiell buffert, Stor refinansieringsvolym inom 12 månader.

Compared with neighbouring associations

  • Lower debt per m² than 75% of associations in Nacka
  • Higher fee per m² than 67% of associations in Nacka
  • Larger maintenance fund than 95% of associations in Nacka
  • Lower equity ratio than 92% of associations in Nacka

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²894 kr/m²
0% over 1 yr20232024
Debt/m²3 963 kr/m²
0% over 1 yr20232024
Equity ratio13 %
0 pp over 1 yr20232024

Association facts

Municipality
Nacka
Built
1968
Apartments
384
Total area
29 322 m²

Identified risks

  • Low maintenance fund in relation to needsHigh
  • Weak equity ratio and low financial bufferHigh
  • Large refinancing volume within 12 monthsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,963 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre894 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsföreningen Smaragden i Nacka a financially healthy housing cooperative?
HSB Bostadsrättsföreningen Smaragden i Nacka receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Bostadsrättsföreningen Smaragden i Nacka?
The debt is 3,963 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 75% of associations in Nacka.
How high is the fee in HSB Bostadsrättsföreningen Smaragden i Nacka?
The annual fee is 894 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsföreningen Smaragden i Nacka has a health score of 7 out of 10.