Hemlo's BRF analysis

HSB Brf 105 Backen i Enköping

Org. no. 717000-0439 · Enköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Summary

HSB Brf 105 Backen i Enköping receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,817 kr per square metre and the annual fee is 1,186 kr per square metre per year. Higher fee per m² than 95% of associations in Enköping. The annual fee has increased 7% over 1 years. The analysis highlights, among other things: Stambyte sannolikt nära eller försenat, Hög räntekänslighet vid omläggning av lån, Stor del av lånen förfaller inom kort.

Compared with neighbouring associations

  • Higher fee per m² than 95% of associations in Enköping
  • Larger maintenance fund than 66% of associations in Enköping
  • Lower equity ratio than 72% of associations in Enköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 186 kr/m²
+7% over 1 yr20242025
Debt/m²5 817 kr/m²
+2% over 1 yr20242025
Equity ratio17 %
0 pp over 1 yr20242025

Association facts

Municipality
Enköping
Built
1944
Apartments
24
Total area
1 278 m²

Identified risks

  • Pipe replacement likely near or delayedCritical
  • High interest rate sensitivity when refinancing loansHigh
  • A large portion of the loans will fall due shortly.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,817 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,186 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf 105 Backen i Enköping a financially healthy housing cooperative?
HSB Brf 105 Backen i Enköping receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf 105 Backen i Enköping?
The debt is 5,817 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf 105 Backen i Enköping?
The annual fee is 1,186 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf 105 Backen i Enköping has a health score of 5 out of 10.