Hemlo's BRF analysis

HSB Brf Aspen i Karlshamn

Org. no. 736200-0882 · Karlshamn

Strong associationBased on the 2025 annual report · Analysed 5 Jul 2026

Summary

HSB Brf Aspen i Karlshamn receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,148 kr per square metre and the annual fee is 775 kr per square metre per year. The annual fee has increased 20% over 1 years. The analysis highlights, among other things: Koncentrerad refinansiering av hela låneportföljen, Underhållsplanen är inte aktuell, Högre driftkostnader för energi och vatten.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²775 kr/m²
+20% over 1 yr20242025
Debt/m²2 149 kr/m²
-2% over 1 yr20242025
Equity ratio47 %
+2 pp over 1 yr20242025

Association facts

Municipality
Karlshamn
Built
1954
Apartments
110
Total area
6 122 m²

Identified risks

  • Concentrated refinancing of the entire loan portfolioMedium
  • The maintenance plan is not up to date.Medium
  • Higher operating costs for energy and waterMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,148 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre775 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Aspen i Karlshamn a financially healthy housing cooperative?
HSB Brf Aspen i Karlshamn receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Aspen i Karlshamn?
The debt is 2,148 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Aspen i Karlshamn?
The annual fee is 775 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 20% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Aspen i Karlshamn has a health score of 9 out of 10.