Hemlo's BRF analysis

HSB brf Berga i Linköping

Org. no. 722000-1197 · Linköping

Strong associationBased on the 2025 annual report · Analysed 2 Jul 2026

Top 5% in Linköping

Summary

HSB brf Berga i Linköping receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,874 kr per square metre and the annual fee is 726 kr per square metre per year. Larger maintenance fund than 81% of associations in Linköping. The analysis highlights, among other things: Hög skuldsättning med känslighet för ränteläge, Klar avgiftspress med redan aviserade höjningar, Lågt underhållsfondsläge i förhållande till framtida projekt.

Compared with neighbouring associations

  • Lower debt per m² than 78% of associations in Linköping
  • Lower fee per m² than 69% of associations in Linköping
  • Larger maintenance fund than 81% of associations in Linköping
  • Lower equity ratio than 68% of associations in Linköping

Association facts

Municipality
Linköping
Built
1963
Apartments
145
Total area
9 370 m²

Identified risks

  • High level of debt with sensitivity to interest rate levelsHigh
  • Clear fee pressure with already notified increasesHigh
  • Low maintenance fund level in relation to future projectsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,874 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre726 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Berga i Linköping a financially healthy housing cooperative?
HSB brf Berga i Linköping receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Berga i Linköping?
The debt is 1,874 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 78% of associations in Linköping.
How high is the fee in HSB brf Berga i Linköping?
The annual fee is 726 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Berga i Linköping has a health score of 9 out of 10.