Hemlo's BRF analysis

HSB Brf Berget i Västerhaninge

Org. no. 712400-2390 · Haninge

Acceptable, with remarksBased on the 2025 annual report · Analysed 2 Jul 2026

Summary

HSB Brf Berget i Västerhaninge receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,667 kr per square metre and the annual fee is 1,122 kr per square metre per year. Higher fee per m² than 86% of associations in Haninge. The annual fee has increased 10% over 1 years. The analysis highlights, among other things: Stor låneförfallokoncentration under 2026 ökar refinansieringsrisken, Mycket hög räntekänslighet kan tvinga fram nya avgiftshöjningar, Låg soliditet ger liten buffert för framtida kostnadschocker.

Compared with neighbouring associations

  • Higher fee per m² than 86% of associations in Haninge
  • Larger maintenance fund than 81% of associations in Haninge
  • Lower equity ratio than 64% of associations in Haninge

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 122 kr/m²
+10% over 1 yr20242025
Debt/m²7 668 kr/m²
+2% over 1 yr20242025
Equity ratio18 %
-2 pp over 1 yr20242025

Association facts

Municipality
Haninge
Built
1969
Apartments
287
Total area
20 524 m²

Identified risks

  • High loan maturity concentration during 2026 increases refinancing riskCritical
  • Very high interest rate sensitivity can force new fee increasesCritical
  • Low equity ratio provides a small buffer for future cost shocksHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,667 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,122 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Berget i Västerhaninge a financially healthy housing cooperative?
HSB Brf Berget i Västerhaninge receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Berget i Västerhaninge?
The debt is 7,667 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Berget i Västerhaninge?
The annual fee is 1,122 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Berget i Västerhaninge has a health score of 5 out of 10.