Hemlo's BRF analysis

HSB Brf Bergslaget i Filipstad

Org. no. 772400-0513 · Filipstad

Stable associationBased on the 2025 annual report · Analysed 28 Aug 2026

Summary

HSB Brf Bergslaget i Filipstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 435 kr per square metre and the annual fee is 690 kr per square metre per year. The annual fee has increased 14% over 3 years. The analysis highlights, among other things: Stambyte nära förestående i 60-talsfastighet, Låg underhållsfond i förhållande till kommande behov, Hela låneportföljen förfaller inom kort.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²690 kr/m²
+14% over 3 yr2022–2025
Debt/m²435 kr/m²
-15% over 3 yr2022–2025
Equity ratio34 %
+9 pp over 3 yr2022–2025

Association facts

Municipality
Filipstad
Built
1967
Apartments
163
Total area
11 209 m²

Identified risks

  • Pipe replacement imminent in a 1960s buildingCritical
  • Low maintenance fund in relation to upcoming needsHigh
  • The entire loan portfolio is due shortly.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre435 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre690 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Bergslaget i Filipstad a financially healthy housing cooperative?
HSB Brf Bergslaget i Filipstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Bergslaget i Filipstad?
The debt is 435 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Bergslaget i Filipstad?
The annual fee is 690 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 14% over 3 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Bergslaget i Filipstad has a health score of 7 out of 10.