Hemlo's BRF analysis

HSB Brf Bruksgården i Kalmar

Org. no. 732400-3347 · Kalmar

Stable associationBased on the 2024 annual report · Analysed 22 Jun 2026

Summary

HSB Brf Bruksgården i Kalmar receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,573 kr per square metre and the annual fee is 737 kr per square metre per year. Larger maintenance fund than 85% of associations in Kalmar. The annual fee has increased 5% over 2 years. The analysis highlights, among other things: Låg underhållsreserv inför stora kommande projekt, Stambyte nära förestående i 1971-byggnad, Hög skuldsättning med begränsad buffert.

Compared with neighbouring associations

  • Lower debt per m² than 79% of associations in Kalmar
  • Larger maintenance fund than 85% of associations in Kalmar
  • Lower equity ratio than 82% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²737 kr/m²
+5% over 2 yr20222024
Debt/m²1 573 kr/m²
+59% over 2 yr20222024
Equity ratio20 %
-6 pp over 2 yr20222024

Association facts

Municipality
Kalmar
Built
1971
Apartments
272
Total area
19 212 m²

Identified risks

  • Low maintenance reserve ahead of major upcoming projectsCritical
  • Pipe replacement upcoming in the 1971 buildingHigh
  • High indebtedness with limited bufferHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,573 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre737 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Bruksgården i Kalmar a financially healthy housing cooperative?
HSB Brf Bruksgården i Kalmar receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Brf Bruksgården i Kalmar?
The debt is 1,573 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 79% of associations in Kalmar.
How high is the fee in HSB Brf Bruksgården i Kalmar?
The annual fee is 737 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 2 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Bruksgården i Kalmar has a health score of 7 out of 10.