Hemlo's BRF analysis

HSB Brf Byxfickan i Järfälla

Org. no. 769613-8846 · Järfälla

Acceptable, with remarksBased on the 2025 annual report · Analysed 2 Jul 2026

Summary

HSB Brf Byxfickan i Järfälla receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,310 kr per square metre and the annual fee is 1,109 kr per square metre per year. Higher fee per m² than 96% of associations in Järfälla. The annual fee has increased 18% over 2 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Svagt underhållskapital trots höga lån.

Compared with neighbouring associations

  • Higher debt per m² than 88% of associations in Järfälla
  • Higher fee per m² than 96% of associations in Järfälla
  • Smaller maintenance fund than 71% of associations in Järfälla
  • Higher equity ratio than 71% of associations in Järfälla

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 109 kr/m²
+18% over 2 yr20232025
Debt/m²13 310 kr/m²
-1% over 2 yr20232025
Equity ratio77 %
-1 pp over 2 yr20232025

Association facts

Municipality
Järfälla
Built
2018
Apartments
77
Total area
4 344 m²

Identified risks

  • Very high debt per m²Critical
  • Very high interest rate sensitivityCritical
  • Weak maintenance capital despite high loansHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,310 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,109 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Byxfickan i Järfälla a financially healthy housing cooperative?
HSB Brf Byxfickan i Järfälla receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Byxfickan i Järfälla?
The debt is 13,310 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 88% of associations in Järfälla.
How high is the fee in HSB Brf Byxfickan i Järfälla?
The annual fee is 1,109 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 18% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Byxfickan i Järfälla has a health score of 5 out of 10.