Hemlo's BRF analysis

HSB Brf Gnistan nr 236 i Stockholm

Org. no. 716417-8126 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

HSB Brf Gnistan nr 236 i Stockholm receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 1,084 kr per square metre per year. Higher fee per m² than 95% of associations in Stockholm. The annual fee has increased 21% over 2 years. The analysis highlights, among other things: Samlad låneförfalloklump under 2026, Hög avgiftsnivå med ytterligare höjningar på väg, Förhöjd räntekänslighet vid stigande räntor.

Compared with neighbouring associations

  • Lower debt per m² than 68% of associations in Stockholm
  • Higher fee per m² than 95% of associations in Stockholm
  • Larger maintenance fund than 85% of associations in Stockholm
  • Lower equity ratio than 83% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 084 kr/m²
+21% over 2 yr20232025
Debt/m²6 701 kr/m²
0% over 2 yr20232025
Equity ratio36 %
-2 pp over 2 yr20232025

Association facts

Municipality
Stockholm
Built
1929
Apartments
68
Total area
5 359 m²

Identified risks

  • Total loan maturities clump under 2026Critical
  • High service charge level with further increases on the wayHigh
  • Increased interest-rate sensitivity when interest rates riseHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,084 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Gnistan nr 236 i Stockholm a financially healthy housing cooperative?
HSB Brf Gnistan nr 236 i Stockholm receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Gnistan nr 236 i Stockholm?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 68% of associations in Stockholm.
How high is the fee in HSB Brf Gnistan nr 236 i Stockholm?
The annual fee is 1,084 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 21% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Gnistan nr 236 i Stockholm has a health score of 5 out of 10.