Hemlo's BRF analysis

HSB Brf Gullvivan i Arboga

Org. no. 778500-1426 · Arboga

Strong associationBased on the 2025 annual report · Analysed 15 Aug 2026

Summary

HSB Brf Gullvivan i Arboga receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 649 kr per square metre and the annual fee is 627 kr per square metre per year. The annual fee has increased 7% over 5 years. The analysis highlights, among other things: Pågående och ofullständigt klarlagt stambyte, Stor låneförfallokoncentration inom kort tid, Låg underhållsfond inför kommande investeringar.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²627 kr/m²
+7% over 5 yr20202025
Debt/m²649 kr/m²
-52% over 5 yr20202025
Equity ratio67 %
+23 pp over 5 yr20202025

Association facts

Municipality
Arboga
Built
1980
Apartments
137
Total area
12 509 m²

Identified risks

  • Ongoing and insufficiently clarified replacement of building drains and underground pipingHigh
  • High concentration of loan maturities in the near termHigh
  • Low maintenance fund for upcoming investmentsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre649 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre627 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Gullvivan i Arboga a financially healthy housing cooperative?
HSB Brf Gullvivan i Arboga receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Gullvivan i Arboga?
The debt is 649 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Gullvivan i Arboga?
The annual fee is 627 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 5 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Gullvivan i Arboga has a health score of 8 out of 10.