Hemlo's BRF analysis

HSB Brf Jasminen i Södertälje

Org. no. 715600-0320 · Södertälje

Acceptable, with remarksBased on the 2025 annual report · Analysed 12 Apr 2026

Summary

HSB Brf Jasminen i Södertälje receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,793 kr per square metre and the annual fee is 890 kr per square metre per year. Lower equity ratio than 95% of associations in Södertälje. The annual fee has increased 9% over 1 years. The analysis highlights, among other things: Stort och oklart stambytesbehov i mycket gammal fastighet, Kort ränte- och refinansieringshorisont för hela låneportföljen, Låg underhållsreserv i förhållande till framtida behov.

Compared with neighbouring associations

  • Lower equity ratio than 95% of associations in Södertälje

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²890 kr/m²
+9% over 1 yr20242025
Debt/m²4 792 kr/m²
+41% over 1 yr20242025
Equity ratio10 %
-6 pp over 1 yr20242025

Association facts

Municipality
Södertälje
Built
1946
Apartments
99
Total area
6 430 m²

Identified risks

  • Large and unclear need for pipe replacement in a very old propertyCritical
  • Short interest and refinancing horizon for the entire loan portfolioHigh
  • Low maintenance reserve in relation to future needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,793 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre890 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Jasminen i Södertälje a financially healthy housing cooperative?
HSB Brf Jasminen i Södertälje receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Jasminen i Södertälje?
The debt is 4,793 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Jasminen i Södertälje?
The annual fee is 890 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Jasminen i Södertälje has a health score of 6 out of 10.