Hemlo's BRF analysis
HSB Brf Panorama i Linköping
Org. no. 769632-4248 · Linköping
Top 23% in Linköping
Summary
HSB Brf Panorama i Linköping receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,551 kr per square metre and the annual fee is 805 kr per square metre per year. Higher equity ratio than 88% of associations in Linköping. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Kortfristig refinansieringsrisk med stor låneomläggning, Låg underhållsfond kan kräva framtida avgiftspåslag, Mycket hög räntekänslighet kan driva upp avgiften.
Compared with neighbouring associations
- Higher debt per m² than 61% of associations in Linköping
- Smaller maintenance fund than 65% of associations in Linköping
- Higher equity ratio than 88% of associations in Linköping
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Linköping
- Built
- 2019
- Apartments
- 54
- Total area
- 4 114 m²
Identified risks
- Short-term refinancing risk with a large loan restructuringCritical
- Low maintenance funds may require future fee increasesHigh
- Very high interest-rate sensitivity can increase the monthly feeHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre8,551 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre805 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Brf Panorama i Linköping a financially healthy housing cooperative?
- HSB Brf Panorama i Linköping receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Brf Panorama i Linköping?
- The debt is 8,551 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 61% of associations in Linköping.
- How high is the fee in HSB Brf Panorama i Linköping?
- The annual fee is 805 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Panorama i Linköping has a health score of 8 out of 10.