Hemlo's BRF analysis

HSB Brf Pärlan i Oskarshamn

Org. no. 732800-0372 · Oskarshamn

Very strong associationBased on the 2025 annual report · Analysed 3 Aug 2026

Summary

HSB Brf Pärlan i Oskarshamn receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 600 kr per square metre and the annual fee is 671 kr per square metre per year. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Äldre byggnad med kvarstående åldranderisker trots genomfört stambyte, Hög energikostnad nära röd nivå, Låg underhållsfond i förhållande till framtida behov.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²671 kr/m²
+4% over 1 yr2024–2025
Debt/m²600 kr/m²
-22% over 1 yr2024–2025
Equity ratio68 %
+4 pp over 1 yr2024–2025

Association facts

Municipality
Oskarshamn
Built
1944
Apartments
33
Total area
1 782 m²

Identified risks

  • Older building with remaining ageing risks despite completed pipe replacement (stambyte)Medium
  • High energy costs close to red levelMedium
  • Low maintenance fund in relation to future needsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre600 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre671 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Pärlan i Oskarshamn a financially healthy housing cooperative?
HSB Brf Pärlan i Oskarshamn receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Pärlan i Oskarshamn?
The debt is 600 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Pärlan i Oskarshamn?
The annual fee is 671 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Pärlan i Oskarshamn has a health score of 10 out of 10.