Hemlo's BRF analysis

HSB Brf Räfsan i Hedemora

Org. no. 782000-1670 · Hedemora

Strong associationBased on the 2025 annual report · Analysed 8 Jul 2026

Summary

HSB Brf Räfsan i Hedemora receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,646 kr per square metre and the annual fee is 707 kr per square metre per year. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Hög energikostnad per kvadratmeter, Svag underhållsreserv inför kommande stora åtgärder, Flera större renoveringar återstår trots relativt aktivt underhåll.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²707 kr/m²
+4% over 1 yr20242025
Debt/m²1 645 kr/m²
-5% over 1 yr20242025
Equity ratio42 %
+2 pp over 1 yr20242025

Association facts

Municipality
Hedemora
Built
1963
Apartments
34
Total area
2 196 m²

Identified risks

  • High energy cost per square metreHigh
  • Weak maintenance reserve ahead of upcoming major worksHigh
  • Several major renovations still remain despite relatively active maintenanceMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,646 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre707 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Räfsan i Hedemora a financially healthy housing cooperative?
HSB Brf Räfsan i Hedemora receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Räfsan i Hedemora?
The debt is 1,646 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Räfsan i Hedemora?
The annual fee is 707 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Räfsan i Hedemora has a health score of 8 out of 10.