Hemlo's BRF analysis

HSB Brf Räfsan nr 147 i Stockholm

Org. no. 716417-4075 · Stockholm

Acceptable, with remarksBased on the 2024 annual report · Analysed 30 Apr 2026

Top 46% in Stockholm

Summary

HSB Brf Räfsan nr 147 i Stockholm receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 787 kr per square metre and the annual fee is 474 kr per square metre per year. Smaller maintenance fund than 94% of associations in Stockholm. The analysis highlights, among other things: Hög refinansierings- och ränterisk inom 12 månader, Underhållsfonden är kraftigt underdimensionerad, Låg andel avgiftsintäkter ger känslighet för bortfall av sidointäkter.

Compared with neighbouring associations

  • Lower debt per m² than 93% of associations in Stockholm
  • Lower fee per m² than 88% of associations in Stockholm
  • Smaller maintenance fund than 94% of associations in Stockholm
  • Higher equity ratio than 90% of associations in Stockholm

Association facts

Municipality
Stockholm
Apartments
42
Total area
2 918 m²

Identified risks

  • High refinancing and interest rate risk within 12 monthsCritical
  • The maintenance fund is significantly underfundedHigh
  • Low proportion of fee income creates sensitivity to the loss of ancillary incomeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre787 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre474 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Räfsan nr 147 i Stockholm a financially healthy housing cooperative?
HSB Brf Räfsan nr 147 i Stockholm receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Brf Räfsan nr 147 i Stockholm?
The debt is 787 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 93% of associations in Stockholm.
How high is the fee in HSB Brf Räfsan nr 147 i Stockholm?
The annual fee is 474 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Räfsan nr 147 i Stockholm has a health score of 6 out of 10.