Hemlo's BRF analysis

HSB Brf Ritstiftet i Stockholm

Org. no. 702001-7997 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 24 Jul 2026

Summary

HSB Brf Ritstiftet i Stockholm receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,976 kr per square metre and the annual fee is 911 kr per square metre per year. Larger maintenance fund than 98% of associations in Stockholm. The annual fee has been broadly unchanged over the past 2 years. The analysis highlights, among other things: Tomträtt med framtida omförhandling, Kommande större underhållsbehov i gammal fastighet, Stor beroende av lokalintäkter.

Compared with neighbouring associations

  • Higher debt per m² than 62% of associations in Stockholm
  • Higher fee per m² than 79% of associations in Stockholm
  • Larger maintenance fund than 98% of associations in Stockholm
  • Lower equity ratio than 90% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²911 kr/m²
+1% over 2 yr2023–2025
Debt/m²6 976 kr/m²
+7% over 2 yr2023–2025
Equity ratio20 %
-3 pp over 2 yr2023–2025

Association facts

Municipality
Stockholm
Built
1954
Apartments
148
Total area
9 456 m²

Identified risks

  • Leasehold land with future renegotiationHigh
  • Upcoming major maintenance needs in an older propertyHigh
  • Strong dependence on local rental incomeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,976 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre911 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Ritstiftet i Stockholm a financially healthy housing cooperative?
HSB Brf Ritstiftet i Stockholm receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Ritstiftet i Stockholm?
The debt is 6,976 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 62% of associations in Stockholm.
How high is the fee in HSB Brf Ritstiftet i Stockholm?
The annual fee is 911 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Ritstiftet i Stockholm has a health score of 6 out of 10.