Hemlo's BRF analysis
HSB Brf Rubinen i Västervik
Org. no. 733600-0695 · Västervik
Summary
HSB Brf Rubinen i Västervik receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,165 kr per square metre and the annual fee is 763 kr per square metre per year. The analysis highlights, among other things: Kommande avgiftshöjningar signalerar pressad ekonomi, Låg underhållsfond ökar risken för framtida kapitalbehov, Räntekänsligheten är förhöjd om räntorna stiger.
Association facts
- Municipality
- Västervik
- Built
- 1959
- Apartments
- 41
- Total area
- 2 728 m²
Identified risks
- Upcoming rent increases signal strained financesHigh
- Low maintenance fund increases the risk of future capital needsHigh
- Interest rate sensitivity is increased if interest rates rise.Medium
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- Debt per square metre4,165 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre763 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Brf Rubinen i Västervik a financially healthy housing cooperative?
- HSB Brf Rubinen i Västervik receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Brf Rubinen i Västervik?
- The debt is 4,165 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB Brf Rubinen i Västervik?
- The annual fee is 763 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Rubinen i Västervik has a health score of 9 out of 10.