Hemlo's BRF analysis

HSB Brf Sadelmakaren nr 176 i Upplands-Bro

Org. no. 716417-4729 · Upplands-Bro

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Top 36% in Upplands-Bro

Summary

HSB Brf Sadelmakaren nr 176 i Upplands-Bro receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,711 kr per square metre and the annual fee is 918 kr per square metre per year. Lower equity ratio than 100% of associations in Upplands-Bro. The analysis highlights, among other things: Stambytesrisk i 40-årig fastighet med oklar status, Underhållsfonden är underfinansierad i relation till framtida behov, Närliggande låneförfall kan ge nya ränte- och avgiftseffekter.

Compared with neighbouring associations

  • Lower debt per m² than 62% of associations in Upplands-Bro
  • Higher fee per m² than 69% of associations in Upplands-Bro
  • Larger maintenance fund than 85% of associations in Upplands-Bro
  • Lower equity ratio than 100% of associations in Upplands-Bro

Association facts

Municipality
Upplands-Bro
Built
1985
Apartments
163
Total area
13 552 m²

Identified risks

  • Pipe replacement risk in a 40-year-old property with unclear statusCritical
  • The maintenance fund is underfunded in relation to future needsHigh
  • Nearby loan maturities can create new interest and fee effectsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,711 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre918 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Sadelmakaren nr 176 i Upplands-Bro a financially healthy housing cooperative?
HSB Brf Sadelmakaren nr 176 i Upplands-Bro receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Sadelmakaren nr 176 i Upplands-Bro?
The debt is 4,711 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 62% of associations in Upplands-Bro.
How high is the fee in HSB Brf Sadelmakaren nr 176 i Upplands-Bro?
The annual fee is 918 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Sadelmakaren nr 176 i Upplands-Bro has a health score of 6 out of 10.