Hemlo's BRF analysis
HSB brf Säve i Skelleftehamn
Org. no. 794700-1199 · Skellefteå
Summary
HSB brf Säve i Skelleftehamn receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,183 kr per square metre and the annual fee is 1,048 kr per square metre per year. Higher fee per m² than 97% of associations in Skellefteå. The analysis highlights, among other things: Stor refinansieringsrisk när majoriteten av lånen förfaller samtidigt, Mycket låg underhållsfond ger svag buffert för kommande åtgärder, Medelhög skuldsättning med begränsad egen buffert.
Compared with neighbouring associations
- Higher debt per m² than 83% of associations in Skellefteå
- Higher fee per m² than 97% of associations in Skellefteå
- Smaller maintenance fund than 69% of associations in Skellefteå
- Lower equity ratio than 69% of associations in Skellefteå
Association facts
- Municipality
- Skellefteå
- Built
- 1957
- Apartments
- 45
- Total area
- 2 838 m²
Identified risks
- High refinancing risk when the majority of the loans mature at the same timeCritical
- Very low maintenance fund results in a weak buffer for upcoming measuresHigh
- Medium-high indebtedness with a limited own bufferHigh
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- Debt per square metre5,183 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,048 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB brf Säve i Skelleftehamn a financially healthy housing cooperative?
- HSB brf Säve i Skelleftehamn receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB brf Säve i Skelleftehamn?
- The debt is 5,183 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 83% of associations in Skellefteå.
- How high is the fee in HSB brf Säve i Skelleftehamn?
- The annual fee is 1,048 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Säve i Skelleftehamn has a health score of 7 out of 10.