Hemlo

Hemlo's BRF analysis

HSB Brf Skiftet i Sundsvall

Org. no. 789200-2499 · Sundsvall

Stable associationBased on the 2025 annual report · Analysed 2 Jul 2026

Summary

HSB Brf Skiftet i Sundsvall receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,898 kr per square metre and the annual fee is 771 kr per square metre per year. Lower fee per m² than 77% of associations in Sundsvall. The analysis highlights, among other things: Låg underhållsfond i förhållande till kommande behov, Planerat stambyte i 60-talsfastighet, Avgiften höjs tydligt på grund av kommande kostnadstryck.

Compared with neighbouring associations

  • Lower debt per m² than 65% of associations in Sundsvall
  • Lower fee per m² than 77% of associations in Sundsvall
  • Higher equity ratio than 77% of associations in Sundsvall

Association facts

Municipality
Sundsvall
Built
1964
Apartments
46
Total area
4 280 m²

Identified risks

  • Low maintenance fund in relation to upcoming needsHigh
  • Planned pipe replacement in a 1960s propertyHigh
  • The fee will be increased significantly due to upcoming cost pressures.Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,898 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre771 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations
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Frequently asked questions

Is HSB Brf Skiftet i Sundsvall a financially healthy housing cooperative?
HSB Brf Skiftet i Sundsvall receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Skiftet i Sundsvall?
The debt is 1,898 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 65% of associations in Sundsvall.
How high is the fee in HSB Brf Skiftet i Sundsvall?
The annual fee is 771 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Skiftet i Sundsvall has a health score of 7 out of 10.