Hemlo's BRF analysis

HSB brf Skyttegården I Gävle

Org. no. 785000-1152 · Gävle

Acceptable, with remarksBased on the 2025 annual report · Analysed 13 Aug 2026

Summary

HSB brf Skyttegården I Gävle receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,386 kr per square metre and the annual fee is 940 kr per square metre per year. Higher fee per m² than 82% of associations in Gävle. The annual fee has increased 12% over 1 years. The analysis highlights, among other things: Hög stambytesrisk i 1945-byggnad utan verifierad åtgärdsplan, Stor refinansieringsrisk med flera lån som förfaller inom kort, Svag buffert i föreningens ekonomi trots relativt hög avgift.

Compared with neighbouring associations

  • Higher fee per m² than 82% of associations in Gävle
  • Larger maintenance fund than 68% of associations in Gävle

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²940 kr/m²
+12% over 1 yr20242025
Debt/m²3 386 kr/m²
-2% over 1 yr20242025
Equity ratio29 %
0 pp over 1 yr20242025

Association facts

Municipality
Gävle
Built
1945
Apartments
60
Total area
3 720 m²

Identified risks

  • High risk of pipe replacement in a 1945 building without a verified action planCritical
  • High refinancing risk with several loans due soonHigh
  • Weak buffer in the association’s finances despite a relatively high service chargeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,386 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre940 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Skyttegården I Gävle a financially healthy housing cooperative?
HSB brf Skyttegården I Gävle receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Skyttegården I Gävle?
The debt is 3,386 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB brf Skyttegården I Gävle?
The annual fee is 940 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Skyttegården I Gävle has a health score of 6 out of 10.