Hemlo's BRF analysis

HSB Brf Smeden i Sjöbo

Org. no. 748000-2083 · Sjöbo

Stable associationBased on the 2025 annual report · Analysed 6 Aug 2026

Summary

HSB Brf Smeden i Sjöbo receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,997 kr per square metre and the annual fee is 1,158 kr per square metre per year. The annual fee has increased 9% over 2 years. The analysis highlights, among other things: Låneförfall koncentrerade till 2027–2028, Ovanligt hög avgiftsnivå per kvm, Begränsad underhållsreserv inför kommande projekt.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 158 kr/m²
+9% over 2 yr20232025
Debt/m²2 997 kr/m²
-5% over 2 yr20232025
Equity ratio33 %
0 pp over 2 yr20232025

Association facts

Municipality
Sjöbo
Built
1949
Apartments
19
Total area
992 m²

Identified risks

  • Loan maturities concentrated in 2027–2028High
  • Unusually high fee level per m²High
  • Limited maintenance reserve for upcoming projectsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,997 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,158 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Smeden i Sjöbo a financially healthy housing cooperative?
HSB Brf Smeden i Sjöbo receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Smeden i Sjöbo?
The debt is 2,997 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Smeden i Sjöbo?
The annual fee is 1,158 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 2 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Smeden i Sjöbo has a health score of 7 out of 10.