Hemlo's BRF analysis

HSB brf Stenbiten i Östersund

Org. no. 793200-0693 · Östersund

Strong associationBased on the 2025 annual report · Analysed 17 Sept 2026

Top 43% in Östersund

Summary

HSB brf Stenbiten i Östersund receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,961 kr per square metre and the annual fee is 838 kr per square metre per year. Larger maintenance fund than 89% of associations in Östersund. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Relining istället för tydligt genomfört stambyte, Förhöjd energikostnad pressar föreningens ekonomi, Tydlig avgiftstrend uppåt med risk för fortsatt höjning.

Compared with neighbouring associations

  • Higher fee per m² than 81% of associations in Östersund
  • Larger maintenance fund than 89% of associations in Östersund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²838 kr/m²
+6% over 1 yr2024–2025
Debt/m²2 961 kr/m²
+3% over 1 yr2024–2025
Equity ratio40 %
0 pp over 1 yr2024–2025

Association facts

Municipality
Östersund
Built
1947
Apartments
102
Total area
5 970 m²

Identified risks

  • Relining instead of clearly completed pipe replacementHigh
  • Increased energy costs are putting pressure on the association’s financesHigh
  • Clear upward fee trend with a risk of further increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,961 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre838 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Stenbiten i Östersund a financially healthy housing cooperative?
HSB brf Stenbiten i Östersund receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Stenbiten i Östersund?
The debt is 2,961 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB brf Stenbiten i Östersund?
The annual fee is 838 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Stenbiten i Östersund has a health score of 8 out of 10.