Hemlo's BRF analysis

HSB Brf Stenen i Kristianstad

Org. no. 716406-3641 · Kristianstad

Stable associationBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

HSB Brf Stenen i Kristianstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,087 kr per square metre and the annual fee is 1,045 kr per square metre per year. The analysis highlights, among other things: Mycket låg soliditet ger liten motståndskraft, Hög årsavgift per kvadratmeter kan signalera pressad ekonomi, Låg underhållsfond i kombination med planerat underhåll.

Association facts

Municipality
Kristianstad
Built
1990
Apartments
22
Total area
2 094 m²

Identified risks

  • Very low equity ratio means limited resilience.High
  • High annual service charge per square metre can indicate a strained financial position.High
  • Low maintenance fund in combination with planned maintenanceHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,087 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,045 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Stenen i Kristianstad a financially healthy housing cooperative?
HSB Brf Stenen i Kristianstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Stenen i Kristianstad?
The debt is 7,087 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Stenen i Kristianstad?
The annual fee is 1,045 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Stenen i Kristianstad has a health score of 7 out of 10.