Hemlo's BRF analysis
HSB Brf Stenkumlet i Sandviken
Org. no. 716413-6603 · Sandviken
Top 49% in Sandviken
Summary
HSB Brf Stenkumlet i Sandviken receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,895 kr per square metre and the annual fee is 1,043 kr per square metre per year. Larger maintenance fund than 92% of associations in Sandviken. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög avgiftsnivå och fortsatt uppåttrend, Skuldnivån är måttligt hög och känslig för räntor, Stambytesrisk och osäker status för VA-systemet.
Compared with neighbouring associations
- Higher debt per m² than 90% of associations in Sandviken
- Higher fee per m² than 86% of associations in Sandviken
- Larger maintenance fund than 92% of associations in Sandviken
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Sandviken
- Built
- 1991
- Apartments
- 102
- Total area
- 7 707 m²
Identified risks
- High service charges level and continued upward trendHigh
- The debt level is moderately high and sensitive to interest ratesHigh
- Risk for building service pipe replacements and uncertain status of the water and sewer (VA) systemHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre6,895 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,043 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Brf Stenkumlet i Sandviken a financially healthy housing cooperative?
- HSB Brf Stenkumlet i Sandviken receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Brf Stenkumlet i Sandviken?
- The debt is 6,895 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 90% of associations in Sandviken.
- How high is the fee in HSB Brf Stenkumlet i Sandviken?
- The annual fee is 1,043 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Stenkumlet i Sandviken has a health score of 7 out of 10.