Hemlo's BRF analysis

HSB Brf Svanen i Orsa

Org. no. 784400-1029 · Orsa

Strong associationBased on the 2025 annual report · Analysed 26 Jun 2026

Summary

HSB Brf Svanen i Orsa receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 1,035 kr per square metre per year. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Stora lån förfaller nästan samtidigt i början av 2026, Svagt sparande i förhållande till föreningens kostnadsnivå, Avgiften är redan hög och fortsätter att höjas.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 035 kr/m²
+5% over 1 yr20242025
Debt/m²1 726 kr/m²
-2% over 1 yr20242025
Equity ratio42 %
-2 pp over 1 yr20242025

Association facts

Municipality
Orsa
Built
1945
Apartments
18
Total area
1 023 m²

Identified risks

  • Large loans are due to expire almost at the same time at the start of 2026.Critical
  • Low savings relative to the association’s cost levelHigh
  • The fee is already high and continues to increase.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,035 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Svanen i Orsa a financially healthy housing cooperative?
HSB Brf Svanen i Orsa receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Svanen i Orsa?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Svanen i Orsa?
The annual fee is 1,035 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Svanen i Orsa has a health score of 8 out of 10.