Hemlo's BRF analysis
HSB Brf Syrenen i Vänersborg
Org. no. 762500-0596 · Vänersborg
Top 50% in Vänersborg
Summary
HSB Brf Syrenen i Vänersborg receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,047 kr per square metre and the annual fee is 726 kr per square metre per year. Lower equity ratio than 100% of associations in Vänersborg. The analysis highlights, among other things: Stambytesrisk i 1960-talshus utan verifierad status, Mycket låg soliditet ger svag ekonomisk buffert, Stor refinansieringsrisk när lånen förfaller samtidigt.
Compared with neighbouring associations
- Lower debt per m² than 85% of associations in Vänersborg
- Lower fee per m² than 77% of associations in Vänersborg
- Larger maintenance fund than 92% of associations in Vänersborg
- Lower equity ratio than 100% of associations in Vänersborg
Association facts
- Municipality
- Vänersborg
- Built
- 1966
- Apartments
- 171
- Total area
- 11 499 m²
Identified risks
- Repiping risk in 1960s buildings without verified statusCritical
- Very low equity ratio provides a weak financial bufferCritical
- High refinancing risk when the loans mature at the same timeHigh
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- Debt per square metre1,047 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre726 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Brf Syrenen i Vänersborg a financially healthy housing cooperative?
- HSB Brf Syrenen i Vänersborg receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Brf Syrenen i Vänersborg?
- The debt is 1,047 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Vänersborg.
- How high is the fee in HSB Brf Syrenen i Vänersborg?
- The annual fee is 726 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Syrenen i Vänersborg has a health score of 7 out of 10.