Hemlo's BRF analysis

HSB Brf Tor i Nybro

Org. no. 732400-0467 · Nybro

Very strong associationBased on the 2025 annual report · Analysed 19 Aug 2026

Summary

HSB Brf Tor i Nybro receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,906 kr per square metre and the annual fee is 785 kr per square metre per year. The annual fee has increased 10% over 2 years. The analysis highlights, among other things: Låg underhållsfond kan tvinga fram avgiftshöjningar, Tydlig avgiftstrend uppåt trots redan normal nivå, Energikostnaden är inte alarmerande men bör följas upp.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²785 kr/m²
+10% over 2 yr20232025
Debt/m²1 906 kr/m²
-7% over 2 yr20232025
Equity ratio38 %
+4 pp over 2 yr20232025

Association facts

Municipality
Nybro
Built
1962
Apartments
32
Total area
2 156 m²

Identified risks

  • Low maintenance funds can force fee increasesHigh
  • Clear upward fee trend despite already normal levelsHigh
  • The energy cost is not alarming but should be followed up.Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,906 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre785 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Tor i Nybro a financially healthy housing cooperative?
HSB Brf Tor i Nybro receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Tor i Nybro?
The debt is 1,906 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Tor i Nybro?
The annual fee is 785 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 2 years.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Tor i Nybro has a health score of 10 out of 10.