Hemlo's BRF analysis

HSB brf Torget i Kungsgården

Org. no. 785500-0530 · Sandviken

Stable associationBased on the 2025 annual report · Analysed 2 Jul 2026

Top 30% in Sandviken

Summary

HSB brf Torget i Kungsgården receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,385 kr per square metre and the annual fee is 1,093 kr per square metre per year. Higher fee per m² than 90% of associations in Sandviken. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Okänt stambyte i 1950-talsfastighet, Begränsad finansiell buffert för framtida kostnader, Flera stora underhållsåtgärder ligger framför föreningen.

Compared with neighbouring associations

  • Higher fee per m² than 90% of associations in Sandviken
  • Lower equity ratio than 60% of associations in Sandviken

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 093 kr/m²
0% over 1 yr20242025
Debt/m²3 385 kr/m²
-1% over 1 yr20242025
Equity ratio24 %
+1 pp over 1 yr20242025

Association facts

Municipality
Sandviken
Built
1957
Apartments
22
Total area
1 094 m²

Identified risks

  • Unknown pipe replacement in a 1950s propertyCritical
  • Limited financial buffer for future costsHigh
  • Several major maintenance measures lie ahead for the associationHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,385 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,093 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Torget i Kungsgården a financially healthy housing cooperative?
HSB brf Torget i Kungsgården receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Torget i Kungsgården?
The debt is 3,385 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB brf Torget i Kungsgården?
The annual fee is 1,093 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Torget i Kungsgården has a health score of 7 out of 10.