Hemlo's BRF analysis

HSB Brf Trädgårdsgärdet i Göteborg

Org. no. 716460-2562 · Göteborg

Acceptable, with remarksBased on the 2025 annual report · Analysed 5 Jul 2026

Summary

HSB Brf Trädgårdsgärdet i Göteborg receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,263 kr per square metre and the annual fee is 906 kr per square metre per year. Larger maintenance fund than 93% of associations in Göteborg. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Stammarnas skick är okänt i en 30-årig fastighet, Räntekänsligheten är märkbar vid fortsatt höga räntor, Relativt hög skuldnivå kan driva upp avgiften.

Compared with neighbouring associations

  • Higher fee per m² than 68% of associations in Göteborg
  • Larger maintenance fund than 93% of associations in Göteborg
  • Lower equity ratio than 68% of associations in Göteborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²906 kr/m²
-2% over 1 yr20242025
Debt/m²6 263 kr/m²
-1% over 1 yr20242025
Equity ratio35 %
+1 pp over 1 yr20242025

Association facts

Municipality
Göteborg
Built
1992
Apartments
274
Total area
25 209 m²

Identified risks

  • The condition of the stacks is unknown in a 30-year-old propertyHigh
  • Interest rate sensitivity is noticeable with continued high interest ratesHigh
  • A relatively high level of debt can drive up the fee.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,263 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre906 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Trädgårdsgärdet i Göteborg a financially healthy housing cooperative?
HSB Brf Trädgårdsgärdet i Göteborg receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Trädgårdsgärdet i Göteborg?
The debt is 6,263 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Trädgårdsgärdet i Göteborg?
The annual fee is 906 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Trädgårdsgärdet i Göteborg has a health score of 6 out of 10.