Hemlo's BRF analysis

HSB Brf Trädgårdsmästaren i Karlshamn

Org. no. 736200-0668 · Karlshamn

Strong associationBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

HSB Brf Trädgårdsmästaren i Karlshamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,374 kr per square metre and the annual fee is 683 kr per square metre per year. The annual fee has increased 8% over 1 years. The analysis highlights, among other things: Kommande låneomförhandlingar kan pressa avgiften, Låg underhållsreserv i förhållande till kommande åtgärder, Avgiften har redan höjts och kan behöva höjas igen.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²683 kr/m²
+8% over 1 yr20242025
Debt/m²1 373 kr/m²
-3% over 1 yr20242025
Equity ratio53 %
+2 pp over 1 yr20242025

Association facts

Municipality
Karlshamn
Built
1960
Apartments
131
Total area
8 184 m²

Identified risks

  • Upcoming loan renegotiations may put pressure on the feeHigh
  • Low maintenance reserve in relation to upcoming measuresHigh
  • The fee has already been increased and may need to be increased again.Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,374 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre683 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Trädgårdsmästaren i Karlshamn a financially healthy housing cooperative?
HSB Brf Trädgårdsmästaren i Karlshamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Trädgårdsmästaren i Karlshamn?
The debt is 1,374 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Trädgårdsmästaren i Karlshamn?
The annual fee is 683 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 8% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Trädgårdsmästaren i Karlshamn has a health score of 8 out of 10.