Hemlo's BRF analysis

HSB Brf Tre Källor i Norsborg

Org. no. 716420-0649 · Botkyrka

Acceptable, with remarksBased on the 2025 annual report · Analysed 2 Jul 2026

Summary

HSB Brf Tre Källor i Norsborg receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,300 kr per square metre and the annual fee is 1,041 kr per square metre per year. Higher fee per m² than 85% of associations in Botkyrka. The annual fee has been broadly unchanged over the past 2 years. The analysis highlights, among other things: Stor refinansieringsrisk 2026–2027, Hög avgiftsnivå i kombination med planerade höjningar, Svag underhållsbuffer och risk för framtida uttaxering.

Compared with neighbouring associations

  • Higher fee per m² than 85% of associations in Botkyrka
  • Smaller maintenance fund than 62% of associations in Botkyrka
  • Lower equity ratio than 67% of associations in Botkyrka

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 041 kr/m²
+2% over 2 yr20232025
Debt/m²8 301 kr/m²
-2% over 2 yr20232025
Equity ratio30 %
-1 pp over 2 yr20232025

Association facts

Municipality
Botkyrka
Built
1991
Apartments
292
Total area
23 386 m²

Identified risks

  • High refinancing risk 2026–2027Critical
  • High service charge level in combination with planned increasesHigh
  • Weak maintenance reserve and risk of future special assessments (uttaxering)High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,300 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,041 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Tre Källor i Norsborg a financially healthy housing cooperative?
HSB Brf Tre Källor i Norsborg receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Tre Källor i Norsborg?
The debt is 8,300 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Tre Källor i Norsborg?
The annual fee is 1,041 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Tre Källor i Norsborg has a health score of 5 out of 10.