Hemlo's BRF analysis

HSB Brf Uppegård i Stenungsund

Org. no. 753300-0514 · Stenungsund

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

HSB Brf Uppegård i Stenungsund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,226 kr per square metre and the annual fee is 1,096 kr per square metre per year. Higher fee per m² than 100% of associations in Stenungsund. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Stambytesrisk i 1960-talsbestånd, Stor refinansieringsklump närmaste året, Hög skuldsättning kombinerad med känslig räntenivå.

Compared with neighbouring associations

  • Higher debt per m² than 67% of associations in Stenungsund
  • Higher fee per m² than 100% of associations in Stenungsund
  • Larger maintenance fund than 100% of associations in Stenungsund
  • Lower equity ratio than 92% of associations in Stenungsund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 096 kr/m²
+5% over 1 yr20242025
Debt/m²8 226 kr/m²
+15% over 1 yr20242025
Equity ratio19 %
-2 pp over 1 yr20242025

Association facts

Municipality
Stenungsund
Built
1964
Apartments
191
Total area
13 596 m²

Identified risks

  • Building structural replacement risk in 1960s housing stockCritical
  • Large refinancing lump in the next yearHigh
  • High indebtedness combined with a sensitive interest rate levelHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,226 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,096 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Uppegård i Stenungsund a financially healthy housing cooperative?
HSB Brf Uppegård i Stenungsund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Uppegård i Stenungsund?
The debt is 8,226 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 67% of associations in Stenungsund.
How high is the fee in HSB Brf Uppegård i Stenungsund?
The annual fee is 1,096 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Uppegård i Stenungsund has a health score of 6 out of 10.