Hemlo's BRF analysis

HSB Brf Zebran i Trollhättan

Org. no. 769630-0420 · Trollhättan

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Top 50% in Trollhättan

Summary

HSB Brf Zebran i Trollhättan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,118 kr per square metre and the annual fee is 1,095 kr per square metre per year. Higher fee per m² than 85% of associations in Trollhättan. The analysis highlights, among other things: Hög skuldsättning per kvm i kombination med hög räntesensitivitet, Avgiften ligger redan på en hög nivå, Svag underhållsbuffer trots aktuell plan.

Compared with neighbouring associations

  • Higher debt per m² than 77% of associations in Trollhättan
  • Higher fee per m² than 85% of associations in Trollhättan
  • Larger maintenance fund than 69% of associations in Trollhättan
  • Higher equity ratio than 62% of associations in Trollhättan

Association facts

Municipality
Trollhättan
Built
2018
Apartments
50
Total area
4 255 m²

Identified risks

  • High debt per sqm combined with high interest rate sensitivityCritical
  • The fee is already at a high level.High
  • Weak maintenance reserve despite the current planHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,118 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,095 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Zebran i Trollhättan a financially healthy housing cooperative?
HSB Brf Zebran i Trollhättan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Zebran i Trollhättan?
The debt is 11,118 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 77% of associations in Trollhättan.
How high is the fee in HSB Brf Zebran i Trollhättan?
The annual fee is 1,095 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Zebran i Trollhättan has a health score of 6 out of 10.