Hemlo's BRF analysis

HSBs brf Berge i Timrå

Org. no. 716414-2197 · Timrå

Stable associationBased on the 2025 annual report · Analysed 15 Sept 2026

Summary

HSBs brf Berge i Timrå receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,935 kr per square metre and the annual fee is 1,143 kr per square metre per year. The annual fee has decreased 5% over 1 years. The analysis highlights, among other things: Svag ekonomisk buffert i förhållande till kommande behov, Stor del av lånen förfaller inom kort, Hög avgiftsnivå och fortsatt avgiftsökning.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 143 kr/m²
-5% over 1 yr2024–2025
Debt/m²6 935 kr/m²
-2% over 1 yr2024–2025
Equity ratio28 %
-1 pp over 1 yr2024–2025

Association facts

Municipality
Timrå
Built
1987
Apartments
85
Total area
5 210 m²

Identified risks

  • Weak financial buffer in relation to upcoming needsHigh
  • A large portion of the loans falls due soonHigh
  • High fee level and continued fee increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,935 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,143 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSBs brf Berge i Timrå a financially healthy housing cooperative?
HSBs brf Berge i Timrå receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSBs brf Berge i Timrå?
The debt is 6,935 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSBs brf Berge i Timrå?
The annual fee is 1,143 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has decreased 5% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs brf Berge i Timrå has a health score of 7 out of 10.