Hemlo's BRF analysis

HSBs brf Freja i Sundsvall

Org. no. 789200-2960 · Sundsvall

Stable associationBased on the 2024 annual report · Analysed 15 Jul 2026

Summary

HSBs brf Freja i Sundsvall receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 3,818 kr per square metre and the annual fee is 924 kr per square metre per year. Higher fee per m² than 78% of associations in Sundsvall. The analysis highlights, among other things: Trolig kommande stambyte i 60-talsfastighet, Höga framtida underhållsbehov i förhållande till sparandet, Tydlig uppåtgående avgiftstrend.

Compared with neighbouring associations

  • Higher debt per m² than 68% of associations in Sundsvall
  • Higher fee per m² than 78% of associations in Sundsvall
  • Larger maintenance fund than 70% of associations in Sundsvall

Association facts

Municipality
Sundsvall
Built
1964
Apartments
67
Total area
4 627 m²

Identified risks

  • Likely upcoming pipe replacement in a 1960s propertyCritical
  • High future maintenance needs in relation to the savingsHigh
  • Clear upward trend in association feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,818 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre924 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSBs brf Freja i Sundsvall a financially healthy housing cooperative?
HSBs brf Freja i Sundsvall receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSBs brf Freja i Sundsvall?
The debt is 3,818 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 68% of associations in Sundsvall.
How high is the fee in HSBs brf Freja i Sundsvall?
The annual fee is 924 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs brf Freja i Sundsvall has a health score of 7 out of 10.