Hemlo's BRF analysis

HSBs brf LV5 i Sundsvall

Org. no. 789200-3521 · Sundsvall

Acceptable, with remarksBased on the 2024 annual report · Analysed 24 Jun 2026

Summary

HSBs brf LV5 i Sundsvall receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 1,226 kr per square metre per year. Higher fee per m² than 100% of associations in Sundsvall. The analysis highlights, among other things: Hög risk för akut eller nära förestående stambyte, Samtidig låneomläggning kan ge kraftig kostnadschock, Avgiften har redan höjts och kan behöva höjas igen.

Compared with neighbouring associations

  • Lower debt per m² than 83% of associations in Sundsvall
  • Higher fee per m² than 100% of associations in Sundsvall
  • Higher equity ratio than 67% of associations in Sundsvall

Association facts

Municipality
Sundsvall
Built
1943
Apartments
29
Total area
1 808 m²

Identified risks

  • High risk of an urgent or imminent pipe replacementCritical
  • At the same time, loan refinancing can cause a major cost shockCritical
  • The fee has already been increased and may need to be increased againHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,226 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSBs brf LV5 i Sundsvall a financially healthy housing cooperative?
HSBs brf LV5 i Sundsvall receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSBs brf LV5 i Sundsvall?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 83% of associations in Sundsvall.
How high is the fee in HSBs brf LV5 i Sundsvall?
The annual fee is 1,226 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs brf LV5 i Sundsvall has a health score of 6 out of 10.