Hemlo's BRF analysis
HSBs brf Netto i Sundsvall
Org. no. 789200-2465 · Sundsvall
Top 45% in Sundsvall
Summary
HSBs brf Netto i Sundsvall receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 898 kr per square metre and the annual fee is 746 kr per square metre per year. Smaller maintenance fund than 93% of associations in Sundsvall. The analysis highlights, among other things: Okänt stambyte i 1943 års fastighet, Hög refinansieringsrisk vid låneförfall, Stort osäkerhetsgap mellan utfört underhåll och framtida behov.
Compared with neighbouring associations
- Lower debt per m² than 83% of associations in Sundsvall
- Lower fee per m² than 87% of associations in Sundsvall
- Smaller maintenance fund than 93% of associations in Sundsvall
- Higher equity ratio than 80% of associations in Sundsvall
Association facts
- Municipality
- Sundsvall
- Built
- 1943
- Apartments
- 12
- Total area
- 958 m²
Identified risks
- Unknown pipe replacement in the property from 1943Critical
- High refinancing risk at loan maturityCritical
- Large uncertainty gap between completed maintenance and future needsHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre898 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre746 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSBs brf Netto i Sundsvall a financially healthy housing cooperative?
- HSBs brf Netto i Sundsvall receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSBs brf Netto i Sundsvall?
- The debt is 898 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 83% of associations in Sundsvall.
- How high is the fee in HSBs brf Netto i Sundsvall?
- The annual fee is 746 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs brf Netto i Sundsvall has a health score of 8 out of 10.