Hemlo's BRF analysis

Lund Stinsen 3 Bostadsrättsförening

Org. no. 769610-3345 · Lund

Strong associationBased on the 2025 annual report · Analysed 18 Jul 2026

Top 25% in Lund

Summary

Lund Stinsen 3 Bostadsrättsförening receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 1,013 kr per square metre per year. Lower debt per m² than 87% of associations in Lund. The analysis highlights, among other things: Stora lån förfaller samtidigt under 2026, Avgifterna är redan på väg upp och kan behöva höjas igen, Räntekänsligheten är tydlig trots måttlig skuldsättning.

Compared with neighbouring associations

  • Lower debt per m² than 87% of associations in Lund
  • Higher fee per m² than 81% of associations in Lund
  • Larger maintenance fund than 79% of associations in Lund
  • Higher equity ratio than 67% of associations in Lund

Association facts

Municipality
Lund
Built
1947
Apartments
32
Total area
1 736 m²

Identified risks

  • Large loans fall due at the same time during 2026Critical
  • Service charges are already on the rise and may need to be increased again.High
  • Interest rate sensitivity is evident despite moderate indebtedness.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,013 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Lund Stinsen 3 Bostadsrättsförening a financially healthy housing cooperative?
Lund Stinsen 3 Bostadsrättsförening receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Lund Stinsen 3 Bostadsrättsförening?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 87% of associations in Lund.
How high is the fee in Lund Stinsen 3 Bostadsrättsförening?
The annual fee is 1,013 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Lund Stinsen 3 Bostadsrättsförening has a health score of 8 out of 10.