Hemlo's BRF analysis

Lund Stinsen 3 Bostadsrättsförening

Org. no. 769610-3345 · Lund

Strong associationBased on the 2025 annual report · Analysed 18 Jul 2026

Top 23% in Lund

Summary

Lund Stinsen 3 Bostadsrättsförening receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,186 kr per square metre and the annual fee is 1,013 kr per square metre per year. Higher fee per m² than 80% of associations in Lund. The analysis highlights, among other things: Stora lån förfaller samtidigt under 2026, Avgifterna är redan på väg upp och kan behöva höjas igen, Räntekänsligheten är tydlig trots måttlig skuldsättning.

Compared with neighbouring associations

  • Higher fee per m² than 80% of associations in Lund
  • Larger maintenance fund than 79% of associations in Lund
  • Higher equity ratio than 67% of associations in Lund

Association facts

Municipality
Lund
Built
1947
Apartments
32
Total area
1 736 m²

Identified risks

  • Large loans fall due at the same time during 2026Critical
  • Service charges are already on the rise and may need to be increased again.High
  • Interest rate sensitivity is evident despite moderate indebtedness.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,186 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,013 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Lund Stinsen 3 Bostadsrättsförening a financially healthy housing cooperative?
Lund Stinsen 3 Bostadsrättsförening receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Lund Stinsen 3 Bostadsrättsförening?
The debt is 5,186 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Lund Stinsen 3 Bostadsrättsförening?
The annual fee is 1,013 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Lund Stinsen 3 Bostadsrättsförening has a health score of 8 out of 10.