Hemlo's BRF analysis

RB BRF Sjömärket

Org. no. 769631-6434 · Västerås

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

RB BRF Sjömärket receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,230 kr per square metre and the annual fee is 942 kr per square metre per year. Smaller maintenance fund than 96% of associations in Västerås. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid räntelyft, Låg underhållsfond trots långsiktigt underhållsbehov.

Compared with neighbouring associations

  • Higher debt per m² than 84% of associations in Västerås
  • Higher fee per m² than 85% of associations in Västerås
  • Smaller maintenance fund than 96% of associations in Västerås
  • Higher equity ratio than 95% of associations in Västerås

Association facts

Municipality
Västerås
Built
2023
Apartments
80
Total area
5 785 m²

Identified risks

  • Very high debt per sq mCritical
  • Very high interest-rate sensitivity at interest-rate increasesCritical
  • Low maintenance fund despite long-term maintenance needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,230 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre942 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB BRF Sjömärket a financially healthy housing cooperative?
RB BRF Sjömärket receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RB BRF Sjömärket?
The debt is 11,230 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 84% of associations in Västerås.
How high is the fee in RB BRF Sjömärket?
The annual fee is 942 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Sjömärket has a health score of 6 out of 10.