Hemlo's BRF analysis

RB BRF Visbyhus nr 18

Org. no. 716404-9418 · Gotland

Very strong associationBased on the 2025 annual report · Analysed 16 Jul 2026

Top 4% in Gotland

Summary

RB BRF Visbyhus nr 18 receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,203 kr per square metre and the annual fee is 725 kr per square metre per year. Larger maintenance fund than 100% of associations in Gotland. The analysis highlights, among other things: Stambyte saknas eller är oklart i en 45 år gammal fastighet, Fem lån med koncentrerade villkorsändringar 2026–2028, Låg soliditet ger begränsat motstånd mot framtida kostnadsschocker.

Compared with neighbouring associations

  • Lower debt per m² than 73% of associations in Gotland
  • Lower fee per m² than 73% of associations in Gotland
  • Larger maintenance fund than 100% of associations in Gotland
  • Lower equity ratio than 75% of associations in Gotland

Association facts

Municipality
Gotland
Built
1980
Apartments
162
Total area
12 135 m²

Identified risks

  • A replacement of the main pipes is missing or unclear in a 45-year-old propertyCritical
  • Five loans with concentrated changes to terms and conditions 2026–2028High
  • Low equity ratio provides limited resilience to future cost shocksHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,203 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre725 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB BRF Visbyhus nr 18 a financially healthy housing cooperative?
RB BRF Visbyhus nr 18 receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RB BRF Visbyhus nr 18?
The debt is 2,203 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 73% of associations in Gotland.
How high is the fee in RB BRF Visbyhus nr 18?
The annual fee is 725 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Visbyhus nr 18 has a health score of 10 out of 10.