Hemlo's BRF analysis

RBF Gävlehus nr 5

Org. no. 785000-2036 · Gävle

Acceptable, with remarksBased on the 2024 annual report · Analysed 18 Jun 2026

Summary

RBF Gävlehus nr 5 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 710 kr per square metre per year. The analysis highlights, among other things: Stambyte kan vara nära eller sakna verifiering, Räntekänslig ekonomi trots låg skuldsättning per kvm, Låg soliditet ger svag motståndskraft.

Association facts

Municipality
Gävle
Built
1955
Apartments
35
Total area
1 980 m²

Identified risks

  • Pipe replacement may be near or lack verificationCritical
  • Interest-rate sensitive finances despite low debt per sq mHigh
  • Low equity ratio results in weak resilienceHigh

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre710 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Gävlehus nr 5 a financially healthy housing cooperative?
RBF Gävlehus nr 5 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in RBF Gävlehus nr 5?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in RBF Gävlehus nr 5?
The annual fee is 710 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Gävlehus nr 5 has a health score of 6 out of 10.