Hemlo's BRF analysis

RBF Kapelle

Org. no. 769628-0697 · Uddevalla

Acceptable, with remarksBased on the 2024 annual report · Analysed 21 Oct 2026

Summary

RBF Kapelle receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 13,182 kr per square metre and the annual fee is 1,030 kr per square metre per year. Higher fee per m² than 87% of associations in Uddevalla. The analysis highlights, among other things: Mycket hög räntekänslighet, Hög skuldsättning per kvm, Kortfristigt lån med nära förfall.

Compared with neighbouring associations

  • Higher debt per m² than 73% of associations in Uddevalla
  • Higher fee per m² than 87% of associations in Uddevalla
  • Lower equity ratio than 62% of associations in Uddevalla

Association facts

Municipality
Uddevalla
Built
2015
Apartments
20
Total area
1 572 m²

Identified risks

  • Very high interest rate sensitivityCritical
  • High debt per sqmCritical
  • Short-term loan with near maturityHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,182 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,030 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Kapelle a financially healthy housing cooperative?
RBF Kapelle receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in RBF Kapelle?
The debt is 13,182 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 73% of associations in Uddevalla.
How high is the fee in RBF Kapelle?
The annual fee is 1,030 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Kapelle has a health score of 5 out of 10.