Hemlo's BRF analysis

RBF Köpingshus 3

Org. no. 778500-2341 · Köping

Strong associationBased on the 2025 annual report · Analysed 9 Sept 2026

Summary

RBF Köpingshus 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,739 kr per square metre and the annual fee is 886 kr per square metre per year. The annual fee has increased 31% over 3 years. The analysis highlights, among other things: Låg underhållsfond kan tvinga fram framtida avgiftshöjningar, Negativ soliditet ger liten ekonomisk buffert, Hög avgiftsberoende intäktsmix ökar känsligheten för störningar.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²886 kr/m²
+31% over 3 yr20222025
Debt/m²1 738 kr/m²
-12% over 3 yr20222025
Equity ratio2 %
+2 pp over 3 yr20222025

Association facts

Municipality
Köping
Built
1956
Apartments
124
Total area
6 771 m²

Identified risks

  • Low maintenance reserves may force future rent increasesHigh
  • Negative equity provides a small financial bufferHigh
  • High fee-dependent revenue mix increases sensitivity to disturbancesMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,739 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre886 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Köpingshus 3 a financially healthy housing cooperative?
RBF Köpingshus 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RBF Köpingshus 3?
The debt is 1,739 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in RBF Köpingshus 3?
The annual fee is 886 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 31% over 3 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Köpingshus 3 has a health score of 8 out of 10.