Hemlo's BRF analysis

RBF Malmöhus 12

Org. no. 746000-8134 · Malmö

Stable associationBased on the 2025 annual report · Analysed 22 Jun 2026

Top 21% in Malmö

Summary

RBF Malmöhus 12 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,746 kr per square metre and the annual fee is 817 kr per square metre per year. Lower equity ratio than 96% of associations in Malmö. The annual fee has increased 50% over 3 years. The analysis highlights, among other things: Tomträtt med nära förestående omförhandling, Negativ soliditet och svagt eget kapital, Kombination av låg underhållsreserv och hög energikostnad.

Compared with neighbouring associations

  • Lower debt per m² than 77% of associations in Malmö
  • Lower fee per m² than 69% of associations in Malmö
  • Larger maintenance fund than 86% of associations in Malmö
  • Lower equity ratio than 96% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²817 kr/m²
+50% over 3 yr20222025
Debt/m²2 746 kr/m²
-14% over 3 yr20222025
Equity ratio-77 %
+12 pp over 3 yr20222025

Association facts

Municipality
Malmö
Built
1963
Apartments
324
Total area
23 046 m²

Identified risks

  • Leasehold land rent with a near-term renegotiationHigh
  • Negative equity ratio and weak own capitalHigh
  • Combination of low maintenance reserve and high energy costsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,746 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre817 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Malmöhus 12 a financially healthy housing cooperative?
RBF Malmöhus 12 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RBF Malmöhus 12?
The debt is 2,746 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 77% of associations in Malmö.
How high is the fee in RBF Malmöhus 12?
The annual fee is 817 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 50% over 3 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Malmöhus 12 has a health score of 7 out of 10.