Hemlo's BRF analysis

RBF Mariestadshus 3

Org. no. 766000-1483 · Mariestad

Strong associationBased on the 2025 annual report · Analysed 14 Oct 2026

Summary

RBF Mariestadshus 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,559 kr per square metre and the annual fee is 854 kr per square metre per year. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Stor refinansieringsvägg inom 2 år, Måttlig skuldsättning med känslighet för ränte- och avgiftsändringar, Svagare finansiell uthållighet trots godkänd nivå.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²854 kr/m²
+2% over 1 yr2024–2025
Debt/m²4 559 kr/m²
-3% over 1 yr2024–2025
Equity ratio22 %
+2 pp over 1 yr2024–2025

Association facts

Municipality
Mariestad
Built
1946
Apartments
53
Total area
3 142 m²

Identified risks

  • Large refinancing wall within 2 yearsHigh
  • Moderate indebtedness with sensitivity to changes in interest rates and feesMedium
  • Weaker financial sustainability despite an approved levelMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,559 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre854 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Mariestadshus 3 a financially healthy housing cooperative?
RBF Mariestadshus 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RBF Mariestadshus 3?
The debt is 4,559 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in RBF Mariestadshus 3?
The annual fee is 854 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Mariestadshus 3 has a health score of 8 out of 10.