Hemlo's BRF analysis

RBF Mariestadshus 3

Org. no. 766000-1483 · Mariestad

Strong associationBased on the 2024 annual report · Analysed 24 Jun 2026

Top 48% in Mariestad

Summary

RBF Mariestadshus 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,693 kr per square metre and the annual fee is 837 kr per square metre per year. Lower equity ratio than 85% of associations in Mariestad. The analysis highlights, among other things: Stor risk för kommande stambyte i äldre hus, Likviditetspress och refinansieringsrisk på kort sikt, Räntekänslighet som kan pressa avgifterna.

Compared with neighbouring associations

  • Higher debt per m² than 84% of associations in Mariestad
  • Higher fee per m² than 60% of associations in Mariestad
  • Smaller maintenance fund than 80% of associations in Mariestad
  • Lower equity ratio than 85% of associations in Mariestad

Association facts

Municipality
Mariestad
Built
1946
Apartments
53
Total area
3 142 m²

Identified risks

  • High risk of upcoming pipe replacement in older buildingsCritical
  • Liquidity pressure and refinancing risk in the short termHigh
  • Interest rate sensitivity that can put pressure on the feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,693 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre837 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Mariestadshus 3 a financially healthy housing cooperative?
RBF Mariestadshus 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in RBF Mariestadshus 3?
The debt is 4,693 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 84% of associations in Mariestad.
How high is the fee in RBF Mariestadshus 3?
The annual fee is 837 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Mariestadshus 3 has a health score of 8 out of 10.