Hemlo's BRF analysis

RBF Skövdehus nr 1

Org. no. 766600-1735 · Skövde

Strong associationBased on the 2025 annual report · Analysed 17 Jun 2026

Top 50% in Skövde

Summary

RBF Skövdehus nr 1 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 976 kr per square metre per year. Lower debt per m² than 83% of associations in Skövde. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Avgiften kan behöva höjas vid omförhandling av lånen 2026, Avgiften är redan något hög i relation till ytan, Underhållsfonden räcker inte för att ge tydlig marginal.

Compared with neighbouring associations

  • Lower debt per m² than 83% of associations in Skövde
  • Higher fee per m² than 70% of associations in Skövde
  • Larger maintenance fund than 65% of associations in Skövde
  • Higher equity ratio than 70% of associations in Skövde

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²976 kr/m²
+3% over 1 yr20242025
Debt/m²3 970 kr/m²
-1% over 1 yr20242025
Equity ratio39 %
+2 pp over 1 yr20242025

Association facts

Municipality
Skövde
Built
1942
Apartments
42
Total area
2 055 m²

Identified risks

  • The fee may need to be increased when the loans are renegotiated in 2026.Medium
  • The monthly fee is already somewhat high relative to the area.Medium
  • The maintenance fund isn’t sufficient to provide a clear bufferMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre976 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Skövdehus nr 1 a financially healthy housing cooperative?
RBF Skövdehus nr 1 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RBF Skövdehus nr 1?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 83% of associations in Skövde.
How high is the fee in RBF Skövdehus nr 1?
The annual fee is 976 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Skövdehus nr 1 has a health score of 8 out of 10.